Where does prescription drug coverage fit?
Part D helps cover prescription drugs. It can be purchased as a separate plan with Original Medicare or included in a Medicare Advantage plan. Check the specific option you are considering.
For individuals and families
Medicare insurance
Understand Medicare coverage choices and prepare questions about doctors, prescriptions, and costs.
Start with your needs.
Original Medicare includes Part A for hospital insurance and Part B for medical insurance. Medicare Advantage provides another way to receive Part A and Part B benefits and usually includes drug coverage. Understanding these differences gives you a starting point for a conversation about the care you use and the coverage you want to review.
Prepare for your conversation.
List the doctors, hospitals, and pharmacies you want to consider, and prepare a medication list to review directly with a licensed professional. Ask how networks, referrals, and costs work with each option. Do not send Medicare numbers or medical information through our inquiry form.
Frequently asked questions.
Is Medigap the same as Medicare Advantage?
No. Medigap supplements Original Medicare and helps with certain costs you pay. Medicare Advantage is a different way to receive your Medicare benefits.
What should I compare beyond the premium?
Ask about deductibles, copayments, coinsurance, access to your providers, and coverage for your prescriptions. A useful comparison considers how you would use the coverage as well as its premium.
Take the next step.
Talk about your coverage
Tell Safeguard and Associates your state and the coverage category that interests you. Share only general information in the form.
Start a conversationAre you an agent?
Discuss your license, state, and product interests.
Explore product accessLet’s take the next step together